Your money. Your community. Protected.
Equb Pay never touches your money. Payments happen directly between members using apps you already use. We provide the record-keeping, the structure, and the accountability — your community provides the trust.
We never touch your money
Equb Pay does not hold, move, or process funds. Members pay each other directly through Zelle, Venmo, Cash App, Apple Pay, or Google Pay — the apps they already trust.
How Payments Happen
Each cycle, members send their contribution directly to whoever is receiving the pool. Equb Pay records the payment so the whole circle can see it. No intermediary, no waiting on us.
Data Security
All data transmitted through Equb Pay is encrypted using TLS 1.3. Sensitive data is encrypted at rest. We store only the information necessary to keep your circle's record accurate.
Full Transparency
Equb Pay is free to use — no platform fees, no transaction cuts, no hidden charges. Every contribution and payout is visible to the whole circle. Transparency isn't a feature for us — it's the whole point.
You stay in control
✓ Identity Verification
Every member confirms their identity before joining a circle. We verify name and phone number so everyone knows exactly who is in the circle.
✓ Payment Visibility
Members and organizers see real-time payment status for every contribution. No ambiguity about who has paid and who hasn't.
✓ Organizer Authority
Circle organizers can pause the circle, manage membership, and communicate directly with the group. Your authority and community standing are yours.
✓ Dispute Documentation
In a dispute, the full timestamped record is your protection. We can provide transaction history documentation on request.
Review our full legal documents